“How much do collision repairs cost?” is often the first question drivers will ask after an accident. It’s a fair concern—unexpected repairs can be expensive and tempting to put off, especially when dealing with what seems like minor damage.
However, timing matters when it comes to collision repairs. While dents or scrapes might seem harmless enough, waiting to fix collision damage can lead to more serious and costly problems down the road. Let’s look at the hidden costs of delaying collision repairs and how immediate action protects your vehicle and your wallet.
How Much Do Collision Repairs Cost?
Collision repairs can cost anywhere from hundreds to thousands of dollars depending on the severity of damage, cost of parts, and labour rates. Minor bumper repairs might range from $1,000 to $2,000, while more extensive damage can cost $5,000 or more. For luxury vehicles like BMW or Tesla, the complexity of materials and technology involved can also affect car repair costs.
Collision repair centres can provide clear estimates based on a thorough inspection of your vehicle. Getting an early assessment is important—delaying can create additional costs and complications, which we’ll discuss in the next section.
The Consequences of Delaying Car Repairs
The answer to “how much do collision repairs cost?” often depends on when you address the damage. While delaying collision repair means you save money in the short term, it can lead to compounded problems later. Here are the common consequences of delaying car repairs:
Increased Damages
When it comes to vehicle repairs, time is your worst enemy. Delaying action can turn small problems into big ones. For example, tiny scratches and dents can expose your car’s metal components to moisture, potentially causing issues to spread to surrounding areas.
What might have been a straightforward repair can evolve into a much more complex procedure requiring extensive bodywork and refinishing. When this happens, you’ll be left with higher car repair costs than you started out with. Plus, with a damaged car, you’ll be at higher risk of future collisions.
→ Learn more: Top Tips for Safe Driving to Avoid Collisions
Longer Repairs
Delaying vehicle repairs not only increases the cost of repairs. It also extends the time needed to fix your vehicle. Remember, bigger problems require more intensive repairs. The longer you wait, the longer your vehicle may be out of commission.
Pro tip: If you’re delaying collision repairs because you dread the hassle, look for shops that coordinate tow trucks, rentals, and valet services. You'll get your vehicle fixed with minimized stress and maximized convenience.
Compromised Safety and Performance
Collision damage rarely exists in isolation. Modern vehicles are sophisticated machines with interconnected systems, so the damage you can see might only be the tip of the iceberg. Even minor, surface-level damage can impact critical features, such as:
- Frame and body panels
- Safety sensors and cameras
- Mechanical components (brakes, suspension, steering, etc.)
- Electrical systems and wiring
- Engine and related systems (oil, transmission, or fuel lines)
Any of these can compromise the safety and performance of your vehicle, putting you and your passengers at risk. Taking your vehicle to a trusted and reliable collision repair shop at the earliest opportunity can help you discover and address potential issues before they escalate.
→ Learn more: How to Choose the Right Collision Repair Center for Your Vehicle Type
Insurance Complications
Your insurance can significantly reduce out-of-pocket costs of vehicle repairs, but they expect prompt action. Ontario drivers must notify their brokers, agents, or insurance companies within 7 days of an accident, and official claims should typically occur within 30 days.
Failing to act quickly can lead to disputes over coverage, delayed claim processing, or even denial of the claim entirely. Postponing repairs can also complicate the insurer’s ability to assess the initial damage, particularly if new issues develop due to neglect. For example, deteriorating structural alignment can make it hard to prove that the damage resulted from the original collision.
Legal Concerns
Apart from insurance difficulties and higher car repair costs, delaying repairs can also lead to legal complications. Driving a damaged vehicle may violate vehicle safety standards, leading to fines or penalties.
In Ontario, you’ll pay the following for safety violations:
- $85 - $200 for non-functional lights (including brake lights and directional signals)
- $85 - $200 for missing/damaged mirrors
- Up to $2,000 for severely damaged body panels that detach from the vehicle
- $400 to $20,000 for operating an unsafe vehicle
Decreased Resale Value
Many factors affect a vehicle’s resale or trade-in value, but damage from collisions are often deal breakers. Visible dents, scratches, and other unrepaired damages are immediate red flags to potential buyers or dealerships. They might assume the car has been poorly maintained overall or wonder what other hidden problems the car might have if obvious damage hasn’t been addressed.
This might cause questions about the car's condition and reliability, leading to lower offers. Some buyers might skip over your listing entirely in favour of something that doesn't need immediate vehicle repairs.
→ Learn more: The Ultimate Car Maintenance Checklist to Prevent Collisions
Protect Your Investment with Timely Repairs at CSN Heartland
When it comes to collision repairs, sooner is smarter. CSN Heartland offers quick, quality repairs that protect both your vehicle's value and your peace of mind. Our state-of-the-art facility, manufacturer-certified technicians, and streamlined insurance assistance process mean you'll get your vehicle back to pre-accident condition without any unnecessary delays.
You won’t have to worry about questions like “how much do collision repairs cost?” either. Once we have completed the proper vehicle teardown, we provide precise assessments and fair estimates, with no hidden fees. Our hands-on team can assist you with everything from insurance claims to vehicle rentals so you can get back on the road as quickly as possible.
Don't let minor damage turn into major expenses. Book your estimate online or speak with our experts today!